Financing & Insurance

Financing & Insurance

Affordable Orthodontics in Somerville, Hillsborough, & Montgomery

Flexible Payment Options for Every Budget

Everyone in Somerville, Hillsborough, and Montgomery deserves access to quality orthodontic care. At Somerset Orthodontic Specialists, we work hard to make treatment affordable by offering flexible payment options and helping you maximize your insurance benefits.

Our team will walk you through the financial details, answer your questions, and help you find a solution that fits your budget so you can move forward with confidence.

Guidance Through the Insurance Process

Our goal is to make the financial side of orthodontic treatment as straightforward as possible. We'll help you understand your insurance benefits and how they may impact your treatment plan.

Here are just some of the insurance plans we accept:

  • Advantica
  • Aetna
  • Anthem
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • MetLife
  • Principal
  • United Concordia
  • UnitedHealthcare
  • And more!
Team member helping a parent with treatment questions

Flexible Payment Plans

Convenient In-House Financing

We understand that every family's financial situation is different. Our in-house financing plans allow you to spread the cost of treatment into manageable monthly payments, making orthodontic care accessible to a wide range of budgets.

Paid-in-Full Discount

For patients interested in paying for treatment upfront, Somerset Orthodontic Specialists offers a paid-in-full option. During your free consultation, we'll discuss our paid-in-full option and any associated savings that may be available.

More Ways To Pay

We want paying for orthodontic treatment to be as straightforward as possible. Along with in-network participation with many major insurance plans and a paid-in-full discount, we also offer these additional ways to help patients and families pay for treatment.

  • Low Down Payments: Get started with treatment without a significant upfront financial commitment.
  • Major Credit Cards: Use your preferred credit card for down payments, monthly payments, or treatment balances.
  • HSA & FSA Accounts: Put pre-tax healthcare dollars from your Health Savings Account (HSA) or Flexible Spending Account (FSA) toward the cost of treatment.
  • Automated Payments: Set up recurring ACH payments directly from your bank account for a simple, hands-off payment experience.